General Information

Thai Credit Bank Public Company Limited commenced its operations on January 18, 2007

operating within the scope of business and transactional boundaries set for retail banks by the Bank of Thailand (“BOT”). On September 1, 2023, the bank began its full-fledged operations as a commercial bank under the name “Thai Credit Bank Public Company Limited”.

The elevation to a commercial bank status allows the bank to conduct comprehensive commercial banking operations, offering a wide range of financial and investment services. This diversification and enhancement of products and services ensure quality, comprehensive solutions that cater to every need. Thai Credit Bank continues to focus on providing loans to Micro, Small, and Medium Enterprises (MSME) and Nano and Micro Finance for small businesses. This caters to the grassroots entrepreneurs, the backbone of the country, who often find it challenging to access financial services. Whether they are street vendors, small to medium-sized shop owners, or SME and micro-SME entrepreneurs, the bank aims to provide them access to capital within the system. This initiative helps improve the quality of life of the population sustainably and contributes to the economy and society, in line with the bank's philosophy, “Everyone Matters”.

Vision

"Thai Credit is determined to support customers' business growth and improve their well-being through its unique microfinance services."

Mission

To provide the best financial services

to small enterprises (microSMEs) nationwide.

To promote financial literacy

and discipline among all customers.

To create an organization where everyone

is enthusiastic about, and proud of, what they are working on together.

To create value for shareholders

by taking into consideration benefits for stakeholders.

Employee DNA

“We always look for better ideas and ways to improve our bank. We constantly learn and seek better solutions to improve internal processes, ensuring the delivery of the best customer experience through our products and services across all touch points.”

“We break silos and work cross-functionally as one unified team with a singular goal. We help each other in working end-to-end to deliver customer value together under one bank's direction.”

“We are passionate to constantly learn about our customers. We anticipate their needs and provide financial services with value propositions tailored to them. We help fulfill their dreams. Their happiness and success are our pride.”

“We uphold honesty and trustworthiness, operating with integrity towards both customers and fellow employees. We transparently disclose accurate information and firmly value virtue while denying all forms of fraud.”

Bank Information