Financial Highlights
Net Interest Income
Million Baht
NET Profit
Million Baht
Earnings per Share
Baht
Unit: Million Baht
| 2020 | 2021 | 2022 | 2023 | 9M/2024 | |
|---|---|---|---|---|---|
| Statements of Profit or Loss | |||||
| Interest Income | 7,481 | 9,801 | 12,685 | 15,895 | 13,500 |
| Interest Expenses | -1,110 | -1,307 | -1,632 | -2,564 | -2,521 |
| Net Interest Income | 6,371 | 8,494 | 11,052 | 13,331 | 10,979 |
| Net Operating Income | 6,582 | 8,742 | 11,232 | 13,461 | 10,900 |
| Total Other Operating Expenses | -3,287 | -3,699 | -4,436 | -4,945 | 4,227 |
| Expected Credit Loss | 1,730 | 2,611 | 3,835 | 4,062 | 3,630 |
| Net Profit | 1,373 | 1,935 | 2,353 | 3,557 | 2,432 |
| Key Financial Position | |||||
| Total Assets | 80,578 | 115,333 | 143,189 | 163,444 | 175,095 |
| Loans | 72,338 | 104,870 | 128,808 | 145,939 | 153,230 |
| Equity | 8,240 | 10,463 | 14,382 | 17,505 | 21,865 |
| Paid-up Capital | 5,000 | 5,000 | 5,823 | 5,823 | 6,164 |
| Financial Ratios | |||||
| ROA (%) | 2.00 | 1.98 | 1.82 | 2.32 | 1.92 |
| ROE (%) | 18.0 | 20.7 | 18.9 | 23.3 | 16.5 |
| Earnings per Share (Baht) | 2.75 | 3.87 | 4.56 | 3.05 | 1.99 |
| Tier 1 Capital Ratio (%) | 12.2 | 12.3 | 14.1 | 13.8 | 15.5 |
| Capital Adequacy Ratio (%) | 13.2 | 13.3 | 15.2 | 16.3 | 18.5 |