Financial Highlights
Loan OS
Million Baht
Net Interest Income
Million Baht
Net Profit
Million Baht
Unit: Million Baht
| 2022 | 2023 | 2024 | 2025 | 1Q2026 | |
|---|---|---|---|---|---|
| Statements of Profit or Loss | |||||
| Interest Income | 12,685 | 15,895 | 18,138 | 18,163 | 4,539 |
| Interest Expenses | (1,632) | (2,564) | (3,409) | (3,657) | (895) |
| Net Interest Income | 11,052 | 13,331 | 14,729 | 14,506 | 3,644 |
| Net Operating Income | 11,232 | 13,461 | 14,616 | 14,774 | 3,794 |
| Total Other Operating Expenses | (4,436) | (4,945) | (5,831) | (6,442) | (1,667) |
| Expected Credit Loss | 3,835 | 4,062 | 4,249 | 3,303 | 664 |
| Net Profit | 2,353 | 3,557 | 3,624 | 4,016 | 1,165 |
| Key Financial Position | |||||
| Loan OS | 121,298 | 144,157 | 163,159 | 181,866 | 188,752 |
| Total Assets | 143,189 | 163,444 | 183,102 | 209,542 | 220,741 |
| Loans | 128,808 | 145,939 | 160,070 | 183,247 | 193,271 |
| Equity | 14,382 | 17,505 | 23,032 | 26,295 | 27,470 |
| Financial Ratios | |||||
| ROA (%) | 1.82 | 2.32 | 2.09 | 2.05 | 2.17 |
| ROE (%) | 16.36 | 22.31 | 17.88 | 16.28 | 17.33 |
| Earnings per Share (Baht) | 4.56 | 3.05 | 2.95 | 3.25 | 0.94 |
| Tier 1 Capital Ratio (%) | 14.1 | 13.8 | 15.4 | 14.9 | 14.4 |
| Capital Adequacy Ratio (%) | 15.2 | 16.3 | 17.7 | 17.0 | 16.5 |
