Financial Highlights
Loan OS
Million Baht
Net Interest Income
Million Baht
Net Profit
Million Baht
Unit: Million Baht
| 2020 | 2021 | 2022 | 2023 | 2024 | |
|---|---|---|---|---|---|
| Statements of Profit or Loss | |||||
| Interest Income | 7,481 | 9,801 | 12,685 | 15,895 | 18,138 |
| Interest Expenses | (1,110) | (1,307) | (1,632) | (2,564) | (3,409) |
| Net Interest Income | 6,371 | 8,494 | 11,052 | 13,331 | 14,729 |
| Net Operating Income | 6,582 | 8,742 | 11,232 | 13,461 | 14,616 |
| Total Other Operating Expenses | (3,287) | (3,699) | (4,436) | (4,945) | (5,831) |
| Expected Credit Loss | 1,730 | 2,611 | 3,835 | 4,062 | 4,249 |
| Net Profit | 1,373 | 1,935 | 2,353 | 3,557 | 3,624 |
| Key Financial Position | |||||
| Loan OS | 68,562 | 97,729 | 121,298 | 144,157 | 163,159 |
| Total Assets | 80,578 | 115,333 | 143,189 | 163,444 | 183,102 |
| Loans | 72,338 | 104,870 | 128,808 | 145,939 | 160,070 |
| Equity | 8,240 | 10,463 | 14,382 | 17,505 | 23,032 |
| Financial Ratios | |||||
| ROA (%) | 2.00 | 1.98 | 1.82 | 2.32 | 2.09 |
| ROE (%) | 18.00 | 20.70 | 16.36 | 22.31 | 17.88 |
| Earnings per Share (Baht) | 2.75 | 3.87 | 4.56 | 3.05 | 2.95 |
| Tier 1 Capital Ratio (%) | 12.2 | 12.3 | 14.1 | 13.8 | 15.4 |
| Capital Adequacy Ratio (%) | 13.2 | 13.3 | 15.2 | 16.3 | 17.7 |