Financial Highlights
Loan OS
Million Baht
Net Interest Income
Million Baht
Net Profit
Million Baht
Unit: Million Baht
| 2021 | 2022 | 2023 | 2024 | 9M/2025 | |
|---|---|---|---|---|---|
| Statements of Profit or Loss | |||||
| Interest Income | 9,801 | 12,685 | 15,895 | 18,138 | 13,540 |
| Interest Expenses | (1,307) | (1,632) | (2,564) | (3,409) | (2,756) |
| Net Interest Income | 8,494 | 11,052 | 13,331 | 14,729 | 10,784 |
| Net Operating Income | 8,742 | 11,232 | 13,461 | 14,616 | 10,979 |
| Total Other Operating Expenses | (3,699) | (4,436) | (4,945) | (5,831) | (4,673) |
| Expected Credit Loss | 2,611 | 3,835 | 4,062 | 4,249 | 2,754 |
| Net Profit | 1,935 | 2,353 | 3,557 | 3,624 | 2,842 |
| Key Financial Position | |||||
| Loan OS | 97,729 | 121,298 | 144,157 | 163,159 | 177,670 |
| Total Assets | 115,333 | 143,189 | 163,444 | 183,102 | 197,245 |
| Loans | 104,870 | 128,808 | 145,939 | 160,070 | 172,110 |
| Equity | 10,463 | 14,382 | 17,505 | 23,032 | 25,135 |
| Financial Ratios | |||||
| ROA (%) | 1.98 | 1.82 | 2.32 | 2.09 | 1.99 |
| ROE (%) | 20.70 | 16.36 | 22.31 | 17.88 | 15.73 |
| Earnings per Share (Baht) | 3.87 | 4.56 | 3.05 | 2.95 | 2.30 |
| Tier 1 Capital Ratio (%) | 12.3 | 14.1 | 13.8 | 15.4 | 15.4 |
| Capital Adequacy Ratio (%) | 13.3 | 15.2 | 16.3 | 17.7 | 17.5 |