Financial Highlights
Loan OS
Million Baht
Net Interest Income
Million Baht
Net Profit
Million Baht
Unit: Million Baht
| 2021 | 2022 | 2023 | 2024 | 1H/2025 | |
|---|---|---|---|---|---|
| Statements of Profit or Loss | |||||
| Interest Income | 9,801 | 12,685 | 15,895 | 18,138 | 8,963 |
| Interest Expenses | (1,307) | (1,632) | (2,564) | (3,409) | 1,830 |
| Net Interest Income | 8,494 | 11,052 | 13,331 | 14,729 | 7,134 |
| Net Operating Income | 8,742 | 11,232 | 13,461 | 14,616 | 7,157 |
| Total Other Operating Expenses | (3,699) | (4,436) | (4,945) | (5,831) | 3,058 |
| Expected Credit Loss | 2,611 | 3,835 | 4,062 | 4,249 | 1,817 |
| Net Profit | 1,935 | 2,353 | 3,557 | 3,624 | 1,828 |
| Key Financial Position | |||||
| Loan OS | 97,729 | 121,298 | 144,157 | 163,159 | 171,662 |
| Total Assets | 115,333 | 143,189 | 163,444 | 183,102 | 191,953 |
| Loans | 104,870 | 128,808 | 145,939 | 160,070 | 167,846 |
| Equity | 10,463 | 14,382 | 17,505 | 23,032 | 24,107 |
| Financial Ratios | |||||
| ROA (%) | 1.98 | 1.82 | 2.32 | 2.09 | 1.95 |
| ROE (%) | 20.70 | 16.36 | 22.31 | 17.88 | 15.51 |
| Earnings per Share (Baht) | 3.87 | 4.56 | 3.05 | 2.95 | 1.48 |
| Tier 1 Capital Ratio (%) | 12.3 | 14.1 | 13.8 | 15.4 | 15.6 |
| Capital Adequacy Ratio (%) | 13.3 | 15.2 | 16.3 | 17.7 | 17.8 |